Starting a US Business

Bank Account Setup

Opening a US business bank account is often one of the trickiest steps for founders based outside the US. We help you get through it.

Overview

What This Service Covers

A US business bank account keeps your business finances separate from your personal ones and is usually required before you can accept payments, run payroll, or apply for a merchant account. For business owners outside the US, opening one can involve extra steps and documentation.

How We Help

What Accura Handles

We walk you through what's required to open a US business account, help you prepare the documentation banks typically ask for, and point you toward account options that work for your situation.

The Process

What the Process Involves

  1. Confirm your formation and EIN

    A bank account setup typically comes after your business is formed and has an EIN.

  2. Prepare documentation

    We help you gather what banks typically require to open a business account.

  3. Coordinate account opening

    We guide you through the account opening process for your situation.

FAQs

Common Questions

What do I need to open a US business bank account?

Typically your formation documents and EIN, along with identification. Exact requirements vary by bank, which we can help you navigate.

Can I open an account without visiting the US?

Some banks and options support this, depending on your situation. We can help point you toward what's realistic for you.

Do I need an EIN first?

In most cases yes, since banks typically ask for it as part of opening a business account.

Related

Ready to Talk About Bank Account Setup?

Tell us where things stand and we’ll help you figure out what’s next.